Buying

Found 57 blog entries about Buying.

How to Get Rid of Private Mortgage Insurance (PMI)

7 Tips: How to Get Rid of Private Mortgage Insurance (PMI)

Searching for ways on how to get rid of Private Mortgage Insurance (PMI)? You've come to the right place. Below we will offer 7 tips to help you understand how Private Mortgage Insurance (PMI) works and how to get it removed from your home loan!

Many people may be wondering what is mortgage insurance when they first connect with a lender and you're not alone.

When buying a home for the first time, buyers are often surprised to learn that there are several additional costs that go into the home purchasing process beyond just the mortgage payment. Private mortgage insurance, or PMI for short, is one of the fees that may be associated with your home purchase, depending on the amount you include

174 Views, 0 Comments

Whether you are a buyer or a seller you will want to use these tips when negotiating on real estate. When making an offer on a home, you will want a Realtor to help you understand the market and what type of negotiations are appropriate. If you're buying a home in Cary, NC or buying a home in Charlotte - you are stepping into highly competitive real estate markets, whereas if you're looking at new construction you may have the opportunity to negotiate things like appliances, blinds, and an upgrade allowance. It really all depends on what type of real estate you are buying and what your unique situation is like.

Many folks who are shopping for homes in today's market understand just how competitive it is. When it comes to negotiating your Realtor will

4,299 Views, 0 Comments

How to Get The Best Mortgage Rate and Lender

How to Get the Best Mortgage Rate

Looking for the best mortgage rate? In 2020, it seems like rates can't get any better!

Finding the best mortgage rates really starts and ends with the effort you put in to interviewing and running quotes from as many mortgage lenders as possible. Finding the best Realtor can also be a daunting experience as many folks who have lost their jobs in 2020 immediately when to real estate school to get their real estate license in NC.

People are buying homes in a hurry in Raleigh. Cary and Durham home sales have also jumped with everyone moving south!

While the Raleigh area has been a huge beneficiary to all the folks relocating from the North and other high-density areas, people are also relocating to

3,196 Views, 1 Comment

9 Things You Need to Buy a House

What do you need to buy a house? 9 Things you will need to buy a home!

What do you need to buy a house? Let's dive in and take a look!

Making the decision to buy a home is one of the most exciting life steps a family, couple, or individual can make. Whether you're buying a home in Raleigh or buying a home in Nashville, what you need to buy a house remains the same. Coming to the decision can often take time and may involve considerable number crunching, but it is exciting to begin the process of homeownership. Along with the initial rush of excitement, the thought of beginning the process of buying a home can be daunting for many – particularly first-time homeowners. With the right people and information in place, the home buying process can be far less stressful than it would be

668 Views, 0 Comments

How to Measure The Square Footage of a House

How to measure and calculate the square footage of a house

When determining how to measure the square footage of a house, it may come as a surprise that there is not a national standard for measuring residential property. For that unique reason, everyone tends to measure square footage a bit differently. Because established measurement standards are not in place, it is all too easy to measure square footage incorrectly, which has happened countless times. This is what makes measuring the square footage of a house tricky in some ways. Although a standard for measuring square footage isn’t in place, it is important to be as precise as possible when calculating a home’s square feet, as that number can impact home values.

Square footage guidelines also tend to

358 Views, 0 Comments

How to Find Property Lines Online or Property Markers with GPS

How to Find Property Lines 

Wondering how to find your property lines? Finding your property lines online is a great place to start. Property markers are another great way to determine your property lines if you have them set up. You can sometimes see property lines on Google Maps and at the very least Google Maps or any map platform can give you some general information to help you narrow down finding your property lines. Finding property lines can be tricky and you want to make sure you get it right, here's how to find your property lines:

One of the fastest ways to be at odds with your neighbor is by putting a fence, tree, pool, or some other structure beyond your property’s line. It is not always entirely clear on exactly where one person’s

482 Views, 0 Comments

25 Home Design Trends That Are IN and OUT

25 Home Design Trends That Are In and Out - Top Home Design Trends

There are certain home design trends that have stood the test of time, and probably will never go out of style. Other home design trends seem to change year by year or even season by season. 2020 brought on several new décor trends while doing away with many others. So what’s in store for home design trends in 2021 and beyond? 

If you are planning on redesigning your kitchen, bathroom, outdoor space, or various other areas inside and outside of your home, here are the trends that are in and out:

Decorating Trends That Are In:

Curved Furniture

There is tremendous pressure when shopping for home furniture. For one thing, furniture is expensive and will most likely be in your home for many years,

678 Views, 0 Comments

Everything You Need to Know About Mortgage Protection Insurance (MPI)

Mortgage Protection Insurance

What is Mortgage Protection Insurance (MPI)? 

Mortgage protection insurance (MPI) is a policy that pays off your mortgage in the event that you pass away during the term of the mortgage. If you share the mortgage with someone, both individuals need to be covered under mortgage protection insurance. The policy lasts the same length of time as your mortgage. For example, if the length of your mortgage is 30 years, mortgage protection insurance must also be in place for 30 years.

Shortly after securing a mortgage and closing on a home, you may begin receiving letters in the mail urging you to purchase mortgage protection insurance. As a homeowner, it is always wise to plan for

7,916 Views, 0 Comments

What is Mortgage Insurance? What are the Pros and Cons of Private Mortgage Insurance (PMI)

The Pros and Cons of Private Mortgage Insurance (PMI)

Many of our clients want to know what is mortgage insurance or private mortgage insurance (PMI) and do I need it? What are the differences between mortgage insurance and private mortgage insurance? What are the pros and cons to mortgage insurance? Can I get rid of private mortgage insurance (PMI)? This article will help answer your questions as they relate to mortgage insurance and private mortgage insurance as well as shed light on the pros and cons of both.

Traditionally, the target for a down payment on a home has been 20% of the purchase price. But that's a hefty chunk of change for most Americans, especially first-time home buyers. Thankfully, there are options in place that allow buyers

726 Views, 0 Comments

How Schools Impact Home Values and What type of Affects good and bad school districts have

When buying a home one of the most common questions we are asked is 'how do good or bad schools affect home values and what type of impact do they have?'

In fact, schools are so important to some of our buyers that we have given each school district it's own page on our website allowing buyers to search for homes by school district. Fortunately, the Raleigh area has some of the best schools in the state and that is why so many folks moving to North Carolina end up in Raleigh

There are countless factors that influence the decision to buy a home. The neighborhood, size of the home, outdoor space, upgrades, and location play a significant role in impacting ones’ decision making. Among those important factors, school districts have played an

681 Views, 0 Comments